🏦Lending Lab (will soon be rebranded)

Token-based and Credit Risk Adjusted Lending dApp.

Using credit scores from Atadia, based on users’ on-chain conduct and behaviour, the Lending Lab personalises borrower experiences for token-based P2P lending.

Why token-based Lending Lab?

​Just like NFT-based lending platforms, why do users choose to borrow and get liquidity against them instead of selling them on marketplaces?

Some users prefer to maintain ownership yet still get liquidity out of their assets to perform other activities. As such, rather than swapping tokens and giving up ownership of them, borrowing against tokens gives users the opportunity to take advantage of liquidity while maintaining the option to get their tokens back at a locked in value. There are borrower strategies that can be employed as token prices rise and fall to unlock this additional value.