Lending Lab

Fastest, simplest, Credit-based Web3 Lending dApp
​The Lending Lab underwrites zero-collateral loans to applicants based on their on-chain conduct and our scorecards.

How it works

The user experience is as simple as 1-2-3-4:
  1. 1.
    ​Go to our website​
  2. 2.
    Connect wallet to mint an Atadian Pass (or skip if you already have one)
  3. 3.
    Select loan amount / terms, sign transaction
  4. 4.
    Sign txn to get a loan (it's like you sell "nothing" in exchange for "SOL")
The Lending Lab handles everything in the back that allows such transaction to happen.
Users then come back to repay right on the same page 🤝.

Lending products

We currently provide just 1 loan product.
Here are the terms.

Source of fund

We carved out our mint fund to finance the lab in order to experiment with a larger spectrum of risk.
In 2023, we will start taking deposits and operate a Lending Lab Pool to scale our operations 🔥.